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Episode 216: Climbing a Wonderwall of Worry — Oasis, Interest Rates & the Rise of the Retail Investor

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This week on Payne Points of Wealth, Bob, Ryan, Chris, and Courtney unpack what Ryan’s recent trip to MetLife Stadium to see his favorite band, Oasis, reveals about the current state of the economy. Yes, even a rock concert can be an economic indicator!

We dive into Fed Chair Jerome Powell’s surprising pivot toward cutting interest rates this fall. What does this mean for economic growth and the stock market? Is this the fuel the bull market really needs to keep melting higher?

Plus, retail investors are now responsible for 18% of all stock market trades—nearly double the amount of 2010, according to estimates by Sifma, a Wall Street trade group.  Are individual investors becoming smarter, or are we seeing classic late-stage bull market behavior? We weigh in with our decades of experience navigating market psychology.

And in our Financial Autopsy segment, we dissect a real-life financial plan to spotlight one of the biggest mistakes investors make: overloading on low-yield or declining cash flow investments. Income is king when it comes to financial independence—are you building your portfolio the right way today?

 Tune in for insights, hot takes, and actionable advice to help you build real wealth in today’s market.